Terms and Conditions

1. Overview & General Terms

This website (the “Site”) is owned and operated by Lantern Bridge Capital (Lantern Bridge Capital, “we,” or “us”). By accessing or using the Site, you agree to be bound by these Terms and Conditions and our Privacy Policy.

We reserve the right to modify or update these Terms and Conditions at any time. Any changes will become effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of those changes.

2. Intellectual Property Rights

Limited License to You: All content, graphics, logos, text, and materials available on this Site are the property of Lantern Bridge Capital or its licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and print individual pages for your personal or internal business use only. You may not reproduce, duplicate, copy, sell, or exploit any portion of the Site without express written permission from us.

Your License to Us: By submitting materials, comments, forms, or inquiry data to us through the Site, social media platforms, email, or text, you grant Lantern Bridge Capital a royalty-free, perpetual, worldwide license to use, reproduce, and process such information strictly in connection with providing our services and operating our business platform.

3. Commercial Brokerage & Services Disclaimer

Nature of Services: Lantern Bridge Capital is a business capital and debt advisory brokerage. We are not a bank, direct lender, CPA firm, or law firm. Information provided on this Site is for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice.

No Guarantee of Funding: Submission of an application or inquiry through this Site does not guarantee approval, financing terms, or loan funding. Funding availability, rates, and approval terms are subject to formal underwriting and final lender verification.

Third-Party Sites & Tools: This Site may contain links to third-party tools, partner portals, or external websites. We do not control or endorse external platforms and are not responsible for their content, policies, or financial practices.

4. Prohibited Uses

As a condition of using this Site, you agree not to:

Provide false, inaccurate, or misleading commercial or personal information on application forms.

Use the Site or its features for fraudulent, unlawful, or unauthorized business activities.

Attempt to gain unauthorized access to our servers, user databases, or communication channels.

Transmit viruses, malware, or malicious code designed to disrupt the Site’s technical performance.

Scrape, extract, or automatically collect data or email addresses from the Site for unsolicited commercial marketing.

5. Digital Millennium Copyright Act (DMCA) Policy

If you believe in good faith that materials hosted on our Site infringe upon your legal copyright, you or your designated agent may send a written notice requesting removal of the material. Notices must meet standard statutory requirements under the DMCA (https://www.copyright.gov/).

Please send DMCA notices to: [email protected].

6. SMS & Text Messaging Terms (A2P 10DLC Compliant)

By providing your mobile phone number and submitting your information on our forms, you explicitly consent to receive transactional, operational, and promotional text messages (SMS/MMS) from Lantern Bridge Capital.

Use Cases: SMS communications may include application updates, documentation requests, appointment reminders, account status notifications, and occasional promotional messages regarding business financing options.

Message Frequency: Message frequency varies based on your active transactions and ongoing interactions with our team.

Cost: Message and data rates may apply depending on your mobile carrier and wireless plan.

Opt-Out Instructions: You may opt out of text communications at any time by replying STOP to any SMS message. Upon sending STOP, you will receive a final confirmation message and no further text messages will be sent unless re-subscribed.

Help & Support: For assistance, reply HELP to any message or contact us directly at [email protected] or .

Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages. Consent to receive SMS messages is not required as a condition of purchasing any goods or services.

7. Limitation of Liability & Indemnification

Under no circumstances, including negligence, shall Lantern Bridge Capital, its officers, partners, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of—or inability to use—this Site, its forms, or third-party funding services.

You agree to defend, indemnify, and hold harmless Lantern Bridge Capital and its affiliates against any claims, liabilities, damages, and costs (including legal fees) arising from your breach of these Terms or misuse of the Site.

8. Governing Law & Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal disputes or claims arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration in Polk County, Florida.

9. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

Email: [email protected]

Phone: